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Student Loan Refinance

How To Calculate the Ideal Monthly Payments For Student Loan Refinance

When you refinance student loans, the lender will offer you an interest rate based on your financial credentials. You will be able to choose your loan repayment term. Most lenders will give you the option to choose from 5, 10, 15, or 20 years. Choosing the right loan term is v ...

by Allison Wignall on June 17 2021

Student Loan Refinance

Should You Refinance ALL Your Student Loans?

Let's get right to it. Should you refinance ALL of your student loans? Not necessarily. Whether or not you should refinance a loan will depend on a combination of factors. What is your reason for refinancing? Which benefits are you’re getting from refinancing? What types of loans ...

by Refi.me Staff on June 14 2021

Student Loan Refinance

Common Student Loan Refinance Requirements

When a lender refinances, they are in fact taking on your old loan and giving you a brand new loan. The terms, conditions, and interest rate change. Just as you would need to qualify when taking out a new loan, you also need to qualify for refinancing. Lenders vary widely in term ...

by Refi.me Staff on June 14 2021

Student Loan Refinance

Is There Forbearance For Student Loan Refinancing?

Student loan refinancing may or may not have forbearance depending on the lender. Refinancing terms, conditions, and interest rates vary widely from one lender to another. One important thing to know is when you by Refi.me Staff on June 10 2021

Student Loan Refinance

When NOT To Refinance Your Student Loans

Refinancing student loans offers a long list of benefits. With good credit, you can snag a lower interest rate saving you a few thousands on the accrued interest. You can save even more and clear your debt faster by increasing the monthly payments and reducing your loan term. On ...

by Refi.me Staff on June 9 2021

Student Loan Refinance

What Happens If You Miss A Refi Loan Payment?

Missing a refi loan payment can have several short and long term consequences. The extent of the fallout will depend on how long you take to make that missed payment and get all payments up to date. Before looking into the consequences of missing a refi loan payment, it’s impo ...

by Refi.me Staff on June 8 2021

Student Loan Refinance

3 Signs You Should Opt For A Shorter Refinance Repayment Term

Refinancing student loans offers several benefits, especially if you’ve been diligent about managing your finances. A high credit score and low debt-to-income ratio will qualify you for a lo ...

by Refi.me Staff on June 4 2021

Student Loan Refinance

What You Need To Know About Refinancing Law Loans

Most law students graduate with as much as six figures in federal and private student loans. That’s a lot of debt to pay off. Refinancing is one way to take control of your law loans and even pay them ...

by Refi.me Staff on June 3 2021

Student Loan Refinance

Signs You Should Opt For A Longer Refi Repayment Term

When you apply for refinancing, one of the decisions you’ll have to make is regarding the repayment term. You can choose a repayment term that’s either shorter or longer t ...

by Refi.me Staff on June 2 2021

Student Loan Refinance

What Are The General Requirements To Refinance A Student Loan?

Refinancing student loans is a great way to change the current terms of your loans. It allows you to extend your loan term if you’re struggling financially and wish to reduce your monthly payments. It also allows you to increase the monthly payments if you can afford this. This h ...

by Refi.me Staff on June 2 2021

Student Loan Refinance