How Is A Credit Card Different Than A Debit Card?

Outwardly, a credit card looks the same as a debit card. In some ways, they even function the same. Both use cards--instead of cash--to complete transactions. If you're relatively new to the world of finance, you may wonder: how is a credit card different than a debit card? We'll ...

by Staff on June 9 2021


How Exactly Do Credit Cards Work?

Using a credit card to buy something is pretty straightforward. You swipe your card in a credit card machine, enter your pin, and your purchase is paid for. There’s no cash transaction involved. On the surface, it seems so simple. But have you ever wondered how exactly do credit ...

by Staff on June 8 2021


How Long Does It Take To Get Approved For A Credit Card?

Applying for your first credit card? It's a big step in your finances. After all, credit cards open the way for bigger purchases and building credit. That said, if it's your first card you may have some questions. One that many ask is: how long does it take to get approved for a ...

by Staff on June 4 2021


5 Things That Will Affect Your Credit Score

Credit score – that one critical number that has a major influence on your financial future. A high credit score will make it easier to get approved for mortgages, vehicle loans, and credit cards. As an added benefit, you’ll also pay a lower rate of interest. A low score will mak ...

by Staff on June 4 2021


What Happens If You Miss A Credit Card Payment?

Missing a credit card payment can have several consequences. The worst part is, the fallout of a late payment can affect you for much longer than you may think. Here are some of the things that will happen if you miss a credit card payment:

#1. You’ll Be Hit With A Lat ...

by Staff on June 3 2021

How Can I Check My Credit Score?

Keeping track of your credit score is absolutely essential. Credit score is a 3-digit number between 300 and 850. Think of it as a numerical representation of your financial health. It gives you a pretty good picture of how creditworthy you are. Lenders and credit card companies ...

by Staff on May 20 2021

What Is The Credit Score Average?

Your credit score is an important part of your financial health, and affects everything from interest rate to the ability to get a loan. Comparison is a natural way to gauge how well we're doing (or not doing) at something. As such, you may be curious what the average credit scor ...

by Staff on May 14 2021

10 Tips To Avoid Credit Card Debt

Credit cards are super convenient. They allow you to make all your purchases without having to carry a wad of cash everywhere you go. They also offer several benefits. You can accumulate points that can be redeemed for attractive rewards. More importantly, they are a great tool f ...

by Staff on May 13 2021

10 Common Credit Card Mistakes To Avoid

Credit cards offer a wealth of benefits, from giving you more spending flexibility to helping you build your credit score. However, they are a powerful financial asset only if used responsibly. Misusing your credit card can hurt your credit score. It can cost you hundreds of doll ...

by Staff on May 12 2021

How Often Is My Credit Score Updated?

Have you been checking your credit score every day to see if there are any changes? Most people do this when they are planning on applying for a loan or mortgage. They hope their score would have improved at least a little bit so they can get a lower interest rate on their loan. ...

by Staff on May 11 2021