Pros And Cons Of Refinancing Credit Card Debt

There’s no denying that having a credit card can be incredibly useful. You can buy anything you want in an instant even if you don’t have any cash on you. Moreover, paying off your credit card bills on time is the fastest way to build your credit score. However, you will reap the ...

by Staff on October 21 2021


7 Tips For Refinancing Credit Card Debt

Credit card debt can feel overwhelming , however the good news is refinancing can help you better manage the cost and to pay it off. That said, you'll need a good strategy in place. We’ve put together 7 tips to help you successfully by Staff on October 19 2021


What Is The Average Credit Score For Millennials?

Having lived through a number of economic crises, millennials and finance often make headlines. According to Experian’s Consumer Credit Review, the average credit scor ...

by Staff on October 19 2021


Mistakes To Avoid When Refinancing Credit Card Debt

Refinancing is one of the best ways to make credit card debt more manageable. Done the right way, it helps lower the overall cost of your debt. However, there are several factors that must be considered for this strategy to be successful. Rushing into refinancing credit card debt ...

by Staff on October 18 2021


What Is A Debt-To-Income Ratio? Why Is It Important?

Debt-to-income (DTI) ratio is the percentage of your gross monthly income that goes towards your monthly debt payments. It compares how much of your earnings go towards paying off your debt against how much you earn every month. A low DTI means only a small portion of your income ...

by Staff on October 13 2021


3 Signs You Should Refinance Your Credit Card Debt

With high-interest rates, credit card debt is one of the most expensive types of debt you can have. Sometimes, however, no matter how meticulous you are about making timely payments, you may still find yourself in credit card debt. It starts off small. You miss one payment and th ...

by Staff on July 27 2021


What Are Credit Bureaus? 

Credit bureaus are private organizations that function as credit databases. They collect credit information about individuals from various sources. This information is provided to creditors for a fee to help them make lending decisions. Credit bureaus are also known as credit rep ...

by Staff on July 21 2021


What Are Credit Repair Services? Are They Legit?

When researching ways to fix your credit, you’re sure to come across credit repair services that offer to help. This can trigger several questions. Should you take their help or should you try and fix your credit on your own? What are credit repair services anyway? Are they legit ...

by Staff on July 7 2021


How To Increase Your Credit Score Quickly

Your credit score impacts several aspects of your financial life. Lenders check your score to determine your approval for a mortgage, vehicle loan, or credit card. They also use your score to set your interest rate. Naturally, you’ll want to increase your credit score as quickly ...

by Staff on July 2 2021


FAQ About Building Credit

Credit forms an integral part of your financial credentials. It can impact both – your ability to get a loan as well as the cost of borrowing. This is why there’s so much emphasis on maintaining good credit. If you’re not sure where or how to start, these FAQs about building cred ...

by Staff on June 29 2021