If you’re shopping around for your very first credit card you’re sure to have a lot of credit card questions. But finding all the information you need can be time-consuming. We’ve put together a detailed list of common credit card questions and answers to make it easier for ...
by Refi.me Staff on December 12 2021
As 2021 draws to a close, it’s a good idea to review your budget for the year. It may not sound like the most fun way to end the year, but the time spent reviewing your budget can reap rich rewards going forward. When 2022 comes round, you’ll be able to start the year with a ...
by Refi.me Staff on December 9 2021
'Pre-approved' for a credit card means you’ve met a card issuer’s initial eligibility requirements. However, it does not guarantee that you’ll actually be approved for the card. It just acts as a screening process. by Refi.me Staff on December 3 2021
Building good credit is an important aspect of your financial journey. It helps you get approved more easily for low cost mortgages and vehicle loans. It may also impact your ability to find a good rental apartment or set up new utility accounts....
by Refi.me Staff on December 3 2021
Credit impacts almost all aspects of your finances. It determines whether or not you can get a loan or a credit card. It also affects how much you are able to borrow and how much you’ll pay on what you’ve borrowed. Understanding how credit work ...
by Refi.me Staff on November 30 2021
Your credit score is a crucial factor in your financial life. Good credit can make it easier for you to qualify for the best interest rates and terms when you borrow money. The higher your credit score, the lower the interest rate you will pay on y ...
by Refi.me Staff on November 24 2021
Credit card debt is notoriously expensive. Outstanding credit card payments have some of the highest interest rates. One late payment can push you further into debt with its high penalty fees and interest on the outstanding amount. If you can’t p ...
by Refi.me Staff on November 3 2021
Credit card refinancing is one of the most effective ways to lower your credit card debt. The other alternative is credit card consolidation. Credit card refinancing involves moving the balances from one or more credit cards to a single new card. For this to work, what’s import ...
by Refi.me Staff on October 28 2021
There’s no denying that having a credit card can be incredibly useful. You can buy anything you want in an instant even if you don’t have any cash on you. Moreover, paying off your credit card bills on time is the fastest way to build your credit score. However, you will reap ...
by Refi.me Staff on October 21 2021
Credit card debt can feel overwhelming , however the good news is refinancing can help you better manage the cost and to pay it off. That said, you'll need a good strategy in place. We’ve put together 7 tips to help you successfully by Refi.me Staff on October 19 2021