Rates, Terms, and Conditions Disclosure: The lenders on the Refi.me platform offer student loan refinance fixed rates ranging from 1.92% - 9.02% (1.92% - 9.02% APR). Student loan refinance variable interest rates offered by the lenders on Refi.me range from 1.89% - 8.80% (1.89% - 8.80% APR). Variable rates will fluctuate over the term of the borrower's loan with changes in the LIBOR rate.
The maximum variable rate on a student loan refinance is typically set by the lender and is determined by prime rate and the market. Other limitations regarding variable rates may differ from lender to lender, with some lenders capping the maximum variable rate you could pay. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised or shown to you on the Refi.me site. Rates are based on numerous criteria specific to the lender and the market. Lenders also consider your full credit report and may use a different credit scoring model. Rates are shown with all applicable discounts offered by the lender, such as rate reductions for automatic payments.
Each lender's terms and conditions will vary, so it is essential to read each lender's disclosures. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship, and residency requirements. Lenders may also take other criteria into account, determining if they will refinance your current student loans or a portion of them.